Sleeping Chinese Bank Cards Will Be Cancelled 半年内无交易的银行账户将被撤销

Local News lovechina0401 发表于 1 天前

From late 2016, Chinese government required Chinese banks to more strictly regulate bank accounts. In responding to the regulation, Chinese banks start to clean out certain 'sleeping bank cards' from July 15th, 2017.

What is "sleeping bank cards"?

According to the banking regulations, the definition of 'sleeping bank card' is a card wich has zero remaining balance, and has been inactive in a period of 7 months to 18 years (varies from banks to banks).

Until 2016, all Chinese banks totally had been releasing 6.37 billion pieces of bank cards, but there are 2.19 pieces 'sleeping bank cards'. 

屏幕快照 2017-07-21 下午2.03.27.png

什么是沉睡卡:相关规定定义为6个月内没有主动使用过的银行卡。

而招商银行公告显示,为了保护账户安全,将从今年7月15日开始,对不符合条件的长期未使用且余额为零的个人账户进行销户处理。

对于“沉睡卡”,央行也要求银行进行清理。规定,对于半年内无交易记录的账户,银行会对其暂停非柜面业务。同时,银行会对存款人账户进行摸排清理并要求作出说明,对于无法核实的,银行会引导存款人撤销或归并账户,保留一个Ⅰ类户。

看到这里大家赶紧回忆一下,手中有没有很久没有使用,但仍然有用的银行卡,有的话赶快到银行处理一下。

信息来源:京华时报

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